0+
Years Experience
R0M+
Funding Available
0+
Businesses Assisted
0h
Avg. Disbursement
Why Choose Pamoja Fin
We simplify SME financing by connecting businesses with the right funding partners.
Pre-Vetting
Instant assessment of your eligibility before approaching lenders.
Lender Matching
Matched with top SA lenders like Lulalend, Bridgement, GroWise & Payabill.
Finance Readiness
Know where you stand with our readiness assessment tool.
Best Rates
Compare offers to find the most competitive funding terms.
How It Works
From application to funding in four simple steps.
01
Quick Application
Complete our online form in under 10 minutes. No business plan required.
02
Instant Pre-Qualification
Our engine assesses eligibility and matches you with suitable lenders.
03
Review Offers
Compare matched lender offers side by side with transparent pricing.
04
Get Funded
Accept your preferred offer and receive funding within 24-48 hours.
POPIA Compliant
256-bit SSL Encryption
18 Years Experience
Instant Results
Our Lender Network
Pre-screened and matched to your specific business needs.
Lulalend (Lula)
Amount:R10K - R5M
Terms:3-12 months
24h disbursement
Bridgement
Amount:R20K - R10M
Terms:1-24 months
Early repayment discount
GroWise Capital
Amount:R15K - R3M
Terms:6wks-12 months
Flexible daily/weekly repayments
Payabill
Amount:R5K - R1M
Terms:Flexible trade terms
Trade & asset finance — buy now, pay later